Domino Magazine Left Standing

Domino Magazine

 

by Phyllis Fine, Friday, March 31, 2006
I WAS ONCE SUCH a household schlub, an ex-boyfriend called me "Slobba"; he was "Meticulo," in our version of a Shakespearian "Odd Couple."

 

Then my husband and I hit the real estate jackpot, when the up-and-coming Brooklyn neighborhood where we'd bought a co-op gentrified way beyond our expectations.  Embarrassed yet delighted, I began furtively checking out home design mags for tips to make our place suitable for a nabe where Hollywood "It Couple" Heath and Michelle also live.

 

When Domino debuted last year, I found a level of literate quirkiness in its pages that suited my ambivalence about becoming house-proud and benefiting from gentrification, a process which too often replaced useful stores with gourmet cheese and tchotchke shops. Unlike Better House This and Beautiful Home That, Domino has run features trying to duplicate the shabby gentility of the house in the movie "The Royal Tennenbaums," for example.

 

And even though the mag uses its Condé Nast  fashion legacy to good effect, featuring photos that might have appeared in Vogue (April's "Accidentally Inspired" compares '60s style icon Lee Radizwill's evocation of an "opium den" with a modern-day "Moroccan-inspired lair"), the mag isn't snooty. Instead, Domino is like a friendly, helpful fashionista friend, educating me about topics on which I've been clueless--ranging from flipping houses to how to buy art without feeling intimidated. There's even fodder for my social consciousness with the monthly feature "Giving Back," a roundup of ecologically correct products and shopping venues--as well as places to send your useless crap after you've cleaned out your closets.

 

As a shopping pub (sister to Lucky and just-killed brother Cargo), Domino doesn't just showcase beautiful rooms; it explains what elements make them so darned good-looking, and how readers can obtain those elements.

 

That practical, step-by-step approach informs most of the features, like the December article on how an editor redid a guest room on a deadline, with visitors due in a week.

 

Domino is as gorgeous as most style-conscious Condé Nast books, but its photos are tempered by such real-people touches as Chinese food carton on the floor. And real, quirky people--not the socialite airheads you might think--populate its pages as well. Take the Dallas-based couple, the Wrubels, whose colored-drenched design esthetic was inspired by living in Rome. Lucy Wrubel is a social observer, too: "Every Italian man owns a pair of red pants. They're like khakis there," she says.

 

A certain level of airhead fluff does rear its giggly head in the March feature, "Diary of A Renovation." Here, the homeowner, a model, almost doubles the cost of her budget--from $55,000 to $100,000--because she hates the paint colors she's picked, can't measure her air-conditioner correctly, and assumes--get this--that the contractor's estimate includes the cost of a refrigerator. At first I thought it insensitive of the editors to show  expensive mistakes that most readers probably couldn't afford to make. Later, I realized the feature was meant as an object lesson of how horribly wrong home renovation can go--but it also shows that some stereotypes about dumb models are correct.

 

Similarly, the April issue includes a decorator citing the Strand, my favorite New York discount bookstore, as a great place for his clients to outfit "a library, "because they can instantly stock a huge space with gorgeous, high-end books." Books as colored design elements instead of, well, reading materials? I wonder: have I gone over to the dark side with this whole design thing?

 

Still, much of Domino shows it's possible to have both good design and smarts. That's a goal for me as well, as I continue with my version of "The Taming of the Schlub."

 

Phyllis Fine is columns editor for MediaPost.

 

Magazine Rack for Friday, March 31, 2006: http://publications.mediapost.com/

 

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Bunkers Better: Concrete Homes Deemed Safe

Storm Resistant Homes Featured in First Ever State-Wide Concrete Home Open House Event Sponsored by the Aggregate and Ready Mix Association of Minnesota

BURNSVILLE, Minn.--(BUSINESS WIRE)--March 28, 2006--This spring, during Severe Weather Awareness Week, people will have the opportunity to visit over 70 storm resistant homes and commercial buildings featured in the first ever Minnesota State-Wide Concrete Home Open House. This open house event is being sponsored by the Aggregate and Ready Mix Association of Minnesota (ARM). The goal of the open house is to provide greater awareness of the safety provided by concrete homes constructed with insulated concrete forms (ICFs).

 

Homes built with ICF technology are highly resistant to severe weather and provide homeowners and businesses a safe place during tornados, hurricanes and high winds. ICF walls are built with foam insulation forms into which concrete is poured. Structures built with ICF technology are able to withstand severe storms and storm damage much better than conventionally framed walls. Debris driven by high winds presents the greatest hazard to homeowners and their homes during tornados. Laboratory testing at the Wind Engineering Research Center, Texas Tech University, compared the impact resistance of residential concrete wall construction to conventionally framed walls. The frame walls failed to stop the penetration of airborne hazards. The concrete walls successfully demonstrated the strength and mass to resist the impact of 100 mph wind driven debris.

 

Besides providing a very safe environment, ICF homes are also highly energy efficient and environmentally friendly.

 

The Minnesota State-Wide Concrete Homes Open House will feature completed homes, homes under construction and commercial buildings throughout Minnesota the weekend of April 22-23, 2006 which coincides with Severe Weather Awareness Week. Additional information about the event, including locations of featured homes and listings of ICF builders/installers in Minnesota, go to www.chooseconcretehomes.com or call ARM at 1-888-REDI-MIX.

 

Founded in 1950 as a state-wide, non-profit organization, the Aggregate & Ready Mix Association of Minnesota (ARM) is committed to supporting the aggregate and ready mix industries through promotion, education and advocacy in environmental and government issues.

 

Contacts
Aggregate & Ready Mix Association of Minnesota
Margaret Mills, 952-707-1250
mmills@armofmn.com

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Bad Canine Conduct Curbed By Biscuits

Bad Dog Bakery: Treating Man's Best Friend to Healthy & Delicious Homemade Dog Biscuits
 
Press Release by: Bad Dog Bakery 
 
Amazing Gracie- Spokesdog for the Bonehead Biscuit

 

(openPR) - Scotland—25 March 2006 -- The Bad Dog Bakery has officially opened in Burghead, Scotland. Featuring Healthy & Delicious Homemade Dog Treats made from only the best human grade ingredients.

 

The new dog treats business is the pet project of local chef, John Smither, who decided to combine his love for dogs and baking, making all natural treats available for sale. Made by hand, one at a time, Bad Dog Bakery treats are baked with human grade ingredients and contain no sugar, salt, preservatives, colouring or additives. Bad Dog Bakery dog treats are currently available in twelve flavours – each with a corresponding “bad dog” behavior, or spokesdog (a dog whose owner had caught them in an act of misbehavior). Current popular flavours include The Big Chicken biscuit, flavored with chicken, bacon, and cheddar cheese, and a Haggis and Cheddar combination known as The Braveheart Biscuit. Treats can be purchased in varying treat sizes & shapes. Treats gift packages are currently being developed for holidays and special occasions ranging from Christmas and Valentine's Day to birthdays, obedience school graduations and more. Bad Dog Bakery dog treats are presently sold directly to consumers via the official web site at www.biscuitbaker.co.uk - with free shipping in the UK. .

 

For more information about the "Bad Dog Bakery" visit:
http://www.biscuitbaker.co.uk

 

# # #

 

For Additional Information, Please Contact:

 

Lisa Parris
Phone: 01343 830592
Address:13 Fountain Court, Burghead, Elgin, Moray IV30 5PZ Scotland
Email: doggy_bix@yahoo.com
Website: http://www.biscuitbaker.co.uk

Highest Real Estate Price Increase Highest In Europe: Malta

Malta Real Estate Increase Highest In Europe

Malta has seen her property prices rise by more than any other EU country, and there’s no sign of a slow down for the years ahead.

[ClickPress, Wed Mar 22 2006] The Mediterranean island of Malta has recorded the strongest growth in property prices from countries in the European Union, and recent news could help see property inflation in double figures for the next few years.

Figures released by the European Mortgage Federation show Malta’s rise of over eighteen per cent was higher than both France and Spain.

Two EU countries, Germany and Austria, saw house prices drop, while Portugal, Greece and the Netherlands were barely into positive territory.

And property insiders on the island are predicting that strong growth could be around for a few years yet, giving Malta the potential to be seen by investors as a good place to buy.

Tribune Properties who specialise in property for sale in Malta report that the first quarter of 2006 has seen a good level of activity, with the top end of the market seeing particularly good performance levels.

‘The first couple of weeks of January were slower than the same period last year’ comments Michael Johnson, Tribune’s Managing Director, ‘but since then the number of sales has matched last year – a very good one – but villas with an asking price of a million Euros and more has seen increased activity, and a good number of sales’.

Malta Hotels and Holidays

The independent information site for holidays and hotels in Malta http://www.yourmalta.com also report increased interest in their property pages compared to the first quarter of 2005, with the number of page views increasing by nearly a third.

Sustained property inflation at levels seen in Malta are rarely seen in other countries, but new economic activity on the island could see property demand at good levels for some years to come.

A new ‘Smart City’ is planned which could see Malta competing with the rest of Europe as a business destination for internet and other high-tech companies. English is spoken fluently in Malta, and coupled with relatively low salaries locally it is hoped that inward investment and 5000 new jobs will help the Maltese economy which in turn will boost the property, hotel and holiday markets.

The tourist industry is vital to Malta’s economy, and it is hoped that the arrival of low cost airlines providing new flights to Malta will benefit the Malta holidays industry as well as the many hotels in Malta.

If Malta can combine the attractions of a Mediterranean holiday island with a modern infrastructure and high tech friendly business in a low tax environment, today’s property prices could look like a bargain in five years time.

The introduction of low cost flights to Malta from the UK will open up the possibility of more buyers looking at the island for holiday homes that could be used for long weekends, and the Malta hotels industry could reap the benefits of the 3 and 4 day tourist seeing the island as a viable place to visit.

Malta has traditionally seen the majority of her visitors from the UK, but this could be changing to a more diverse mix in future years.

Last year saw a record number of visitors from Italy, and increased enquiries have been received at estate agents across the island from Scandanvia, Holland, France and Belgium, helping to increase the demand for Malta properties.

After some years of wondering how Malta would fit into the modern world, property agents, hotel owners and the Malta holidays industry are beginning to see the future with some optimism.

###
For Malta information and advice, including holidays in Malta, weather, map, real estate and property, car hire, flights and villa holidays visit http://www.yourmalta.com
For hotels in Malta including the Qawra Palace, Palm Court and others in Mellieha, Valletta, St Paul’s Bay, Bugibba, Qawra, Sliema and St Julian’s visit http://www.yourmalta.com/hotels

For properties in Malta http://www.maltaproperty.info

Company: Your Malta Contact Name: tribune Contact Email: welbeck36@hotmail.com Contact Phone: 44 1483 870340

Hydrogen Expo Has Energy, Not Hot Air

As Market Matures, Hydrogen Expo US Grows - New Business for Exhibitors - Standing in Line for the Ride & Drive
 
Press Release by: Freesen & Partner GmbH 
 
More exhibitors, more visitors at Hydrogen Expo US 2006

 

Save picture in big size (openPR) - The fourth Hydrogen Expo US, held again as part of the National Hydrogen Association's Annual Hydrogen Conference 2006 in Long Beach, California is still on the growth path. From March 12 to 14, 92 exhibitors (2005: 65) showcased the latest in hydrogen and fuel cell technologies, drawing almost 2,000 attendees (2005: 1,500) into the exhibit hall. A growing international participation on the exhibitor side proves the importance of the leading gathering of industry professionals committed to clean energy in North America.

 

One of the event's highlights was the "Ride & Drive", hosted by the National Hydrogen Association and organized by the California Fuel Cell Partnership. Twelve vehicles were available for test-rides, including a new version of Honda's FCX, the Toyota FCHV, DaimlerChrysler's F-Cell, the GM HydroGen3, and a Pick-Up converted to hydrogen combustion by ETEC. Due to the great interest, standing in line for a spin in one of these cars could hardly be avoided. The concept of converting conventional vehicle engines to hydrogen fuel was also presented in the expo hall. There, a highway patrol car from Hydrogen Labs and Quantum's Prius-based hybrid with a fuel cell and an H2 internal combustion engine stood out. BMW, whose presentation was regarded as the most attractive booth by many, among other things playfully visualized the compression of the clean fuel for the combustion engine of the new H2-7series.

 

Compressor, valve and sensor technologies comprise another growing segment of Hydrogen Expo US. "This demonstrates how the expo grows with the market", says Ines Freesen, Managing Director of expo organizer Freesen & Partner GmbH. "For a number of exhibitors the event has helped to pave their way into market." Pdc Machines for example, a manufacturer of diaphragm compressors for various uses of hydrogen, was able to generate some US$ 5 million in new business from Hydrogen Expo US since 2003.

 

Exhibitor General Physics (GP) was enthusiastic about their participation, too: "Hydrogen Expo US was a great success for us", commented Mary Cyr, responsible for GP's booth. "We were able to make many new contacts and network with new and existing clients." - "Not only the big players such as Air Products, Linde, Ballard, Hydrogenics or UTC benefit from the expo", concludes Ines Freesen. "Smaller suppliers have also been successful in strengthening their foothold in this growth sector, which currently offers the best potential in the United States."

 

The next NHA Annual Hydrogen Conference and Hydrogen Expo US 2007 will be held in San Antonio, Texas. The expo is open on March 18-20, the conference takes place from March 18-22. Around 60% of the exhibit space for this event is already gone. Companies interested in having a presence should contact the organizer as soon as possible at tel. +49-2802-948484-0, or in the US & Canada at tel. 207-236-6196, Email: info@hydrogenexpo.com

 

This press release and pictures from the 2006 event can be downloaded on http://www.hydrogenexpo.com in the "Press" section.

 

Press Contact:
Ines Freesen, Freesen & Partner GmbH
Schwalbennest 7a, 46519 Alpen, Germany
Tel. +49-2802-948484-0, Fax: +49-2802-948484-3
info@hydrogenexpo.com

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Timeshare Industry Gets Web-Based Sales Presentation

New Online / Web-Based Sales Presentation for the Timeshare Industry

Press Release by: FlexPresentation 

(openPR) - Jointly, Nouiss-Air and IT-Consultings.com Inc. announced today the launch of FlexPresentation Sales Solution, a new Web-Based Interactive Sales Presentation platform.

FlexPresentation allow consumers to view an Online Timeshare Sales Presentation from the comfort of their home or office, in place of attending an onsite traditional Timeshare Sales Presentation.

FlexPresentation established the first Online Vacation Ownership Sales Presentation in 2004 with a resort in North America and the Mediterranean. Prospects could go and view a web-based Online Timeshare Sales Presentation without the fear of being pressured during their decision making and/or buying process. FlexPresentation lets consumers participate in a full interactive Online Timeshare Sales Presentation very similar to a traditional one (in-person Sales Presentation). They can do anything, from choosing a vacation plan, to signing an agreement of ownership online and pay for it without ever meeting face-to-face with a Timeshare Sales Person.

While the traditional in-person Timeshare Sales Presentation is still popular, the focus of the FlexPresentation will be to appeal to those consumers who research Timeshare opportunities online, potential clients who may not be comfortable meeting with Sales Professionals in person at a resort or Sales Center; and to recapture the audience that may have been lost as a result of internet research done before or after the presentation with a Sales Professional at the resort or sales center."

FlexPresentation is intended to turn Information into Sales. Thanks to the internet and changing consumer trends, traditional Timeshare Sales Centers are simply becoming "Timeshare Information Centers" with potential sales being lost.

According to Mr. Compton VanSluytman Director of Operation of FlexPresentation - Division, the Internet is the number one source to assist in the buyer's decision making process and FlexPresentation Sales Solution is a means of expanding the industry to accommodate this trend.

Since industry professionals cannot change consumers' behavior, the industry must adapt to accommodate consumer trends. Nowadays, the in-person (traditional) Timeshare Sales Presentation is really conducted at the end of the sales process, not the beginning. By the time prospects visit the Sales Center or the resort, they have, in general, already researched the company, its reputation, the resale market, consumer reviews, the vacation products and more, online

Quoting Paul Chiu, partner in Accenture's Transportation & Travel Services practice "Consumers today go online to arrange travel the same way they do to bank, shop and chat with friends. The smartest companies in the travel industry will make meeting their customers' demands for online services a top priority not only to satisfy their guests but to help cut operating costs and improve efficiency."

The challenge facing Timeshare Developers today is to make sure that they continue to rebuild the trust in the industry's credibility that has been growing since the 1980's and sustain it online with the new internet savvy consumer.

Timeshare industry professionals are always looking for ways to improve results, provide a more positive overall image, lower sales and marketing costs, produce higher VPG (volume per guest) and enhance Developer profits. FlexPresentation Sales Solutions are very successful; and by using them, Developers will be able to lower their operating costs substantially, which will result in lower prices and more convenience for the consumer thereby creating a higher profit margin and increased sales.

Flex Presentation is ideal for any business in the Shared Ownership industry such as Resort/Hotel Developers, Sales Centers, Fractional, Timeshare, Aircraft Fractional, Condo Hotels, Vacation Clubs, Vacation Ownership, Golf Fractional, Cruise Shares, Private Residence Clubs, and Points Based Programs, wishing to increase their market share.

FlexPresentation is now available to the Timeshare business community.

Company author: FlexPresentation Team
Email: flex@flexpresentation.com
url: http://FlexPresentation.com
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Successful Real Estate Agent Finds Time To Help Others

Sherry Daminski Says a Billion-Dollar Real Estate Pipeline Is Possible -- and Will Explain How She Built One

 

During Free HouseValues Mastermind Conference Call, Virginia-Based Agent to Discuss How She Built and Now Maintains a Vast Prospect Database

 

KIRKLAND, WA -- (MARKET WIRE) -- 03/20/2006 -- Is it possible for a real estate agent to not only build a billion-dollar pipeline overflowing with 15,000 prospects, but to maintain it on a day-to-day basis? Virginia real estate agent Sherry Daminski is living proof it can be done.

 

As the upcoming featured speaker on the MasterMind Conference Call series sponsored by HouseValues Inc. (NASDAQ: SOLD), she'll explain how she does it, and what other agents can start doing now to enjoy such phenomenal success in their careers. The call takes place Thursday, March 23.

 

Daminksi's achievements are all the more impressive considering she and her husband, Ed, started their real estate business together just six years ago. Last year she and her team of two buyers' agents earned $575,000 in commissions from 112 transactions, the bulk of which was generated by HouseValues.com, JustListed.com and through Market Leader, a customer relationship management (CRM) system supplied to all subscribers at no additional cost.

 

In addition to discussing how agents can -- and should -- use such online programs to exponentially increase their business, Daminski will discuss the following topics:

 

--  Building and prospecting a billion-dollar pipeline
--  Million-dollar marketing ideas
--  Why it is so critical to build a constantly growing pipeline
--  How to build such a pipeline by acquiring email addresses at every
    opportunity, and maintaining a vast array of custom Web sites that focus on
    individual topics such as local property values, just-solds, specific
    neighborhoods, etc.
   
"I wake up every morning faced with the choice of either prospecting or following up," Daminski said. "I like to fill pipelines with so many prospects that I can wait for them to call me, but, of course, that requires thousands."

 

Getting to that point may seem daunting. But during her HouseValues MasterMind call, Daminski will discuss her proven regimen for achieving success, which involves a strategic mix of postcards (she mails approximately 10,000 a month to seven neighborhoods), follow-up, and a powerful and extensive online presence.

 

Daminski's free March 23 MasterMind Conference Call will be held at 7:30 a.m. PDT and again at 9 a.m. PDT. To access the call, real estate professionals should call: 800-349-8037 and enter the pass code 173546.

 

HouseValues launched the MasterMind Conference Calls in 2002 to create a forum for real estate agents to share tips and engage in real-time discussions with peers across North America.

 

About HouseValues Inc.

 

Founded in 1999, HouseValues Inc. (NASDAQ: SOLD) provides consumers and real estate professionals with the information and tools they need for success throughout the home buying and selling process. The company's flagship consumer products include HomePages.com™, a lifestyle and neighborhood-centric home buying and selling service; TheLoanPage.com, a service that provides current and prospective home owners with competitive mortgage and refinance quotes from leading lenders; HouseValues.com®, a service that provides home sellers with market valuations of their current home; and JustListed.com™, a service that alerts home buyers as soon as new homes hit the market that meet their criteria. Learn more at www.housevaluesinc.com.

 

SOLD: CORPORATE

--------------------------------------------------------------------------------

Media Contacts:

Siler & Company
Hugh Siler
949-646-6966
hugh@silerpr.com

SOURCE:  HouseValues
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Foreclosure Listings: Their Loss, Your Gain

 

HomeSaleDirectory Inc. Adds Thousands of Foreclosure Listings to Its Web Site

Partnership with Foreclosure.com to provide even more real estate opportunities for visitors.

Boca Raton, FL (PRWEB) March 15, 2006 -- Foreclosure.com today announced a partnership to provide foreclosure data to HomeSaleDirectory Inc., a rapidly growing Web-based company that brings buyers and sellers in the real estate market together.

“Real estate investors and homebuyers are constantly searching for great deals. As a result, we needed to partner with a leader in the industry that could provide us with an accurate and comprehensive selection of foreclosure listings,” said Alex Schult, president, HomeSaleDirectory, Inc. “We carefully researched the marketplace and found Foreclosure.com to be the best."

Under the agreement, HomeSaleDirectory Inc. will obtain data from Foreclosure.com and provide their site visitors with access to America’s most comprehensive database of foreclosure listings. This data includes property information and in-depth details such as exclusive tax roll information, property photos, as well as seller/listing contact information.

"Consumers are now able to search our national database of listings without ever leaving HomeSaleDirectory.com," said Zack Preble, partner relations manager, Foreclosure.com. “This partnership will remind visitors that a large inventory of foreclosed properties exists across the county. And, it will showcase the potential value that these properties often represent.”

"HomeSaleDirectory prides itself on strategic partnerships that provide our visitors with award-winning content and resources,” said Schult. “We are excited to offer the comprehensive listings that Foreclosure.com provides, and we look forward to a long and rewarding partnership.”

About HomeSaleDirectory Inc.
HomeSaleDirectory Inc. is a privately held California corporation that is quickly becoming one of the fastest growing tools on the Web, specializing in bringing buyers and sellers in the real estate market together. For more information regarding HomeSaleDirectory Inc., feel free to visit www.homesaledirectory.com or call 888-237-2507 for more information.

About Foreclosure.com
With more than 1.2 million foreclosure, preforeclosure, bankruptcy, FSBO and tax lien listings in one place, Foreclosure.com delivers America's largest and most accurate searchable database of foreclosed homes and investment property information to its customers and business partners. Based in Boca Raton, Florida, Foreclosure.com works with hundreds of top lending institutions and government agencies to list diverse property types on its Web site, including Real Estate Owned (REO); Department of Housing and Urban Development (HUD); Department of Veterans Affairs (VA); Fannie Mae; and other government agency and financial institution properties; as well as listings from an extensive network of corporate sellers. On the Web: www.foreclosure.com.

Media contact:
Thomas Myers
Foreclosure.com
(561) 981-5337 ext. 381

# # #

Press Contact: Thomas Myers
Company Name: FORECLOSURE.COM
Email: email protected from spam bots
Phone: 5619815337 . 381
Website: www.foreclosure.com

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XMS Email Transfer Agent To Fill 1M Inboxes Per hour

 

Aarvis LLC Announces a More Effective Approach to Email Marketing

Aarvis announced today that they will be providing personalized email marketing products and services to businesses of all sizes.

New Hartford, NY (PRWEB) March 15, 2006 -- Aarvis LLC, (www.aarvis.com) an email-marketing firm based out of New Hartford, New York announced today that they will be providing personalized email marketing products and services to businesses of all sizes.

Aarvis provides an email-marketing product called Campaign Intelligence (CI) in a web-based hosted product or an installed software product. (CI) enables a client to build and manage email lists, create powerful email campaigns and track the results of those campaigns.

Aarvis has enabled their clients to directly connect to their customer’s databases through Microsoft SQL server, PostgreSQL, Oracle and MySQL via a JDBC Driver. No longer do you have to upload your current database information to an online server. This reduces time and increases security by keeping client information where it continues to reside today.

Aarvis also has a revolutionary JAVA based email server/message transfer agent called XMS. This prevents a company have from having to purchase multiple servers for email campaigns. XMS has the ability to deliver up to 1 million emails per hour, increase deliverability, perform bounce management and handle unsubscribes seamlessly.


Copyright 2006, Aarvis LLC, its licensors and affiliates. All rights reserved.

###

Press Contact: Shaun Kelly
Company Name: AARVIS LLC
Email: email protected from spam bots
Phone: 866-423-9946
Website: http://www.aarvis.com

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Bankruptcy Code Can Help Slumlords

 

Landlords Rejoice! The Bankruptcy Code Loves You

Certain changes in the bankruptcy laws, which were enacted 'under the radar screen' afford dramatic improvements in the rights of commercial landlords, at just the time when they might come in handiest, due to a slowing economy and softer real estate values.

New York, NY (PRWEB) March 13, 2006 -- "In the wake of the recent and very substantial changes to the nation's bankruptcy laws, the most significant beneficiaries are likely to be commercial landlords." So says Warren R. Graham, a bankruptcy lawyer with 25 years of experience, much of it representing both landlords and tenants in large Chapter 11 reorganizations.

"Most of the public attention, in the enactment of the new law, has been paid to consumer matters and credit card debt, given that the prime movers for the new legislation were consumer credit issuers," says Graham. "But many changes have been made in the area of business bankruptcies, which are profound, and which have received virtually no reportage." Much of this did not seem so important since the new law took effect in October, 2005, in the midst of a vibrant economy and explosive real estate market. "But," Graham argues, "with the potential confluence of a weakening economy and softer real estate values, the prospect for commercial lease dispositions in bankruptcy cases is likely to increase dramatically, and soon."

The new law gives a commercial tenant in bankruptcy 120 days, with a possible one-time 90 additional days, to 'assume' or 'reject' its lease. After that, unless the landlord consents, the lease reverts to the landlord. "Under prior law," said Graham, "landlords could get stuck for many months, or even years, as debtors marketed valuable leases for the benefit of their creditors, often at the expense and risk of the landlords. The uncertainty occasioned by being held 'in legal limbo' created problems for landlords wishing to sell their properties, refinance, or even, in the case of shopping centers, lease adjoining space, because of 'cross-default' and 'use-clause' provisions." This is a particularly important phenomenon in large retail Chapter 11 cases, in which hundreds, or even thousands of leases may be implicated, and the values realized by their sales often determine the success or failure of the reorganization effort.

Graham's own experience, in fact, includes the representation of one shopping center landlord, whose single lease was marketed out of three separate bankruptcies: W.T Grant, Caldor and Ames Department Stores.

According to Graham, the consensus among bankruptcy professionals is that the jury is still very much out on the benefits of the new law for issuers of consumer credit. It has, in fact, been argued that, even as those entities lobbied hard for the changes in the law, the likelihood is that their recoveries will not be materially enhanced by them. "But there is little doubt," Graham claims, "that landlords will benefit greatly by being able to rely on a swift and certain disposition of their property interests in Chapter 11 Cases. Next year's Christmas season may come earlier for retail landlords than for their retail tenants. And the role of Santa Claus may be played by the United States Congress, with bankruptcy lawyers in the supporting roles of his elves."

Warren R. Graham is an attorney with the New York Law Firm of Cohen Tauber Spievack & Wagner LLP, and a member of its Bankruptcy, Creditors’ Rights and Restructuring Department. He has been a frequent lecturer and writer on legal, political and religious subjects.

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Forget Europe: Public Relations Services On $20 A Day

 

Mosnar Communications, Inc. Delivers PR For $20 A Day

Small businesses can now receive public relations services at affordable rates.

Atlanta, GA (PRWEB) March 10, 2006 -- Mosnar Communications, Inc. a global marketing, public relations, and business development firm announced today to offer public relations services at a discount rate of only $20 a day. The firm will provide public relations for a flat value of $600 a month to new and existing businesses worldwide. The promotion starts today and is scheduled to continue to the end of April or until space runs out. Companies will be allowed to buy services at the promotional rate for up to six months or one year.

Public relations are the marketing matrix that allows a company to receive free publicity. What makes PR so neat is that there is no limit to how much free publicity a company can receive. It begins when an experienced public relations expert writes a buzz article about a company. The article is released to the public as a press or news release. Several media outlets including radio, newspapers, blogs, television, magazines, and so on can pick up the article. In addition, the public relations professionals generally have good media relationship contacts to which they feed articles.

“A superior PR strategy is the key element to help any business model get their name on the map” Stated Kyle Ransom, Chief Executive Officer, Mosnar Communications, Inc.

Ransom when on to note that most small businesses neglect to consider public relations resources because they think it will be too expensive. Mosnar Communications, Inc. wants to give small businesses the power to compete on a massive level.

If you would like to have Mosnar Communications, Inc. represent your company please contact them at 1 (404) 696-4833 or via the Internet at www.mosnarcommunications.com.

Mosnar Communications, Inc.

About Us:
-Mosnar Communications Inc. is a privately held company, offering global marketing, public relations, and business development services to small to mid sized businesses and start-ups universal.
-Mosnar Communications, Inc. services a database of small to mid sized businesses in some of the leading business industry disciplines. Service areas consist of Consulting, Restaurant, Hospitality, Entertainment, Financial, Software, Arts, Video, Internet, Real Estate, Computer Systems, Human Resources, Healthcare and more.
-Committed to providing our clients with winning results to effectively grow their business.

###

Press Contact: C Ransom
Company Name: Mosnar Communications, Inc.
Email: email protected from spam bots
Phone: 404 696-4833
Website: www.mosnarcommunications.com

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Real Estate Business Expansion, Or Greed?

Real Estate Lesson Learned: Is Big Better?

Education, Training, Mentoring, Networking, Clubs, Groups, REIA, Associations, Forms, Resources, And Properties!

( EMAILWIRE.COM, March 07, 2006 )   Livonia, MI -- At one time in my life I was buying 7-8 Houses a month, fixing them up and then reselling them. Then I got the bright Idea that if I can buy and sell 7-8 a month, I can buy and sell 80. This was a choice that eventually led me to bankruptcy. This has not been that long ago. Twice in my life I have made a lot of money and then took on a large growth spurt and got a large learning experience in business failure. The last one resulted in bankruptcy.

It is hard when things are going well to not be seduced by more is better. When you have something working for you, it is easy to become overconfident and start to think of multiplying it. As with most things in life, you want to be sure when you take on something, that you complete it. Pumping up the volume, puts you at risk of not having the structures and being set up to deliver on what you are committed to. You naturally encounter problems that were not present on a smaller scale.

It is hard when things are going well to not be seduced by more is better. I had to learn personally that pride goeth before the fall. The bottom line is that there are always good deals in Real Estate! I say measure your success one house at a time. Buy investor property, fix it up, resell it, rent, do a lease-option, but do it one house at a time.

Multiple Purchases?

One of the most common mistakes I see in business is where investors come into the business and think they need to do multiple houses at a time. Try this on: Try doubling the cost you think it will take to fix the property, doubling the time you think it will take to rehab the property and figure your holding costs doubled (insurance, mortgage payments, taxes, lights, gas, rehab cost).

Great deals in Real Estate don’t come in houses fixed and ready to sell. The great buys come from houses that need work. If you are just getting started, stick to cosmetic rehabs (paint and carpet), Don’t take on major rehabs. It will take time to develop rehab crew. The most successful people I see in Real Estate do one house at a time. Failures are great, if you look at them and ask what action was missing that would have made a difference?

Hard money lenders?

One pitfall is using very expensive money. For years I ran a business financed on money from Real Estate Investors who are called hard money lenders. They look at collateral and loan money based on receiving interest can be 18% or higher when you figure in the closing costs. When you get multiple properties in this condition, you will have interest payments that are going to be double and triple what conventional financing is in Real Estate.

Now combine this with the common lie we tell ourselves that we can repair the house and put it back on the market for sale or rent in a short time. Your overhead will rise because you will need a staff to manage and rehab everything. Can you see this is a recipe for disaster for everyone? Now if you are doing one house at a time, your overhead will probably stay very low, with very little staff. Therefore you have limited your expenditure of time, money and aggravation.

At one time, my overhead was in excess of $50,000.00 per month. I had to depend on other people to do everything, including checking the work. A hundred percent of the monies I was making went paying down my debts and I kept telling myself I would turn it around tomorrow. I found myself with houses that were not finished and houses being lost in foreclosure and for taxes. That left me a very motivated seller and bankruptcy was looming large. With my overhead still there, I attempted to wholesale deals. I decided I would no longer find, repair and resell homes. Instead I would find great buys and sell them to other investors.

Basically, I started my business over. It takes a great amount of time to cultivate a list of investors interested in buying deals. This business is built on the concept you can borrow you way out of debt, but it just does not work. You have family, friends, and business associates that may get hurt or destroyed. I’m not saying this to tell you a sad story, but rather in the hopes that by sharing it, someone else can avoid the pain of my mistakes. Take from this what you can learn for yourself. I am 53 years old and starting over. I now have the knowledge to build a business with the proper foundation. I teach Real Estate Investing class now that look for pitfalls and what is needed to do a successful deal one at a time.

My advice to you on handling real estate transactions is:

Use Title Companies

What can happen to you when you fail to get title insurance? We had a participant in one of our seminars, who purchased a house to fix it up. He invested over $40,000 into the home in both repairs and purchase price. When he went to refinance, he found out the person he purchased the house from was not in the chain of title. In other words, he did not have a clear title. Whenever you purchase a home, always close through a title company with title insurance on the property. Title insurance is protection that insures the borrower or lender that they get the property with marketable title. They will only insure the property for the purchase price or for the amount of the mortgage.

Use a reputable lender

Interview lenders. Go to Real Estate Investor Clubs to find out from other investors which companies are doing the best job. Are you at risk when you use a lender that wants to cross collateralize loans or wants personal guarantees? One lender I know will get one-two year mortgages and demand a right to lien all the properties you own to procure the loan you are getting. Just beware, if you are buying the property to fix up and resell, there are things that you don’t always plan on like: twice as much rehab cost as you planned for, longer marketing time than you initially thought, resulting in added holding costs, or maybe the market moves the wrong direction and you can’t sell the property, so you rent it.

Now one of your other properties or even your personal residence needs to be refinanced. You now have a lien showing against the property. Now what do you do? Think before you jump. If you have purchased the property right, you should be able to borrow money based on the equity of that property - not you’re home and other properties.

This same lender will ask for a personal guarantee signed by you, your wife and your partner. This personal guarantee allows his mortgage company to lien anything the partner and wife own. Not only that, but this particular lender demands that you use a Title Company he owns. Now when you want to sell another one of your houses and this same cross collateral loan will show up on any property you are selling. Now you are faced with using his title company or he won’t release his loan. Beware of putting yourself in a situation where you are using a person who controls the lending, title work, the appraiser and the Real Estate Company.

Do you think, if you had your title work placed with a company the Lender had ownership in, you might run into a problem getting the documents released or have a clean closing at the same title company? Why risk letting human emotions drive a stake into your deals? Keep an arms length distance within your dealings. If you are selling homes or wholesaling property, let the buyer find his own lender and make sure you get an independent title company. Make sure there is not a conflict of interest in the title company, mortgage company, and real estate company. Keep the integrity in the deal. I am sure there are title companies, real estate companies, and mortgage companies, where there is common ownership that run very good businesses and can separate the conflicts of interests and profit centers. However, to protect yourself, make sure you receive proper disclosure of common ownership. You can always look at the volume of business they are doing in each business and check with the state of Michigan Licensing Dept. for any complaints against the firm.

In the 25 years that Ralph Maupin (also known as Mark) has been working with real estate, he has purchased over 3,500 single family homes and many multi family properties. He is a member of MLS.

http://www.megaeveningevent.com

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Homeowners Consumer Report Recommends Rejecting Remodeling Rip Offs

Contractor Launches Special Report For Delaware Homeowners

Press Release by: Tri State Remodeling

Published on openPR 03-03-2006 05:27 pm - CET

(openPR) - New Castle, DE, March 3, 2006 - Tri-State Remodeling today announced the release of a new consumer report that shows Delaware homeowners how to avoid getting ripped off when they remodel their homes.

Inside this eye-opening report, you'll discover insider tips on how to easily hire the right contractor; how to get your remodeling project done right, the first time; and how to save yourself thousands of dollars on your project.

The report entitled, "9 Things You Must Know Before Hiring a Window or Siding Contractor,” covers everything from selecting a contractor, avoiding remodeling blunders, keeping the reigns on your budget, and learn how to be a knowledgeable, confident participant in your own home remodeling project.

All Delaware homeowners can get a free copy of this special consumer report by going to http://www.tri-stateremodeling.com or calling 866-838-8878.

Roland Ridgeway, president of Tri-State Remodeling and author of "9 Things You Must Know Before Hiring a Window or Siding Contractor” is creating an educational resource for homeowners in Delaware. Future plans include a website of educational guides on renovating your home, professional advice from local experts, and a question and answer forum for Delaware homeowners.

About Norman Construction - Tri-State Remodeling, a Delaware remodeling contractor that specializes in replacement windows, roofing, vinyl siding, and gutter protection systems for homeowners in Delaware, New Jersey and Pennsylvania. Roland Ridgeway is the owner of Tri-State Remodeling and is also the author of "9 Things You Must Know Before Hiring a Window or Siding Contractor"

Contact
Tri-State Remodeling Corporation
112 Jestan Boulevard
New Castle, DE 19720
Phone: 866-838-8878
http://www.tri-stateremodeling.com http://www.NormanConstruction.com

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Bedford at Falls River Named Community of the Year By National Association of Home Builders

 

National Association of Home Builders Names Raleigh’s Bedford at Falls River Community of the Year

Wakefield Development Company's Bedford at Falls River, a new home community in Raleigh, N.C., was named one of the five best communities in the nation at the 2006 Nationals Awards.

Raleigh, NC (PRWEB) March 2, 2006 -- The National Sales and Marketing Council (NSMC), a council of the National Association of Home Builders (NAHB), has awarded Raleigh’s Bedford at Falls River with a Silver Award as its region’s Community of the Year.

For the second year in a row, Bedford was a runner-up for the lone Nationals’ Gold Award for Community of the Year. The Traditional Neighborhood Development (TND) received the honor from The Nationals Awards, the nation’s largest competition for new home communities and sales and marketing professionals.

The award for Community of the Year places Bedford on the same level as four other Silver Award winners, all located in southern California. Bedford, located in north Raleigh, has prices starting in the $140s to over $1 million, and the community promotes a classic neighborhood atmosphere where social interaction and community activities are standard. The awards were announced at the Annual National Sales and Marketing Awards Gala on Jan. 11 in Orlando, Fla.

Wakefield Development Company began developing the master-planned community in 2001 with a focus on encouraging community interaction and small-town appeal, made available to people of all ages and backgrounds. Wakefield president John Myers believes it is the true sense of neighborhood that has brought the master planned community national recognition from its peers.

“Bedford definitely stands out as a community that’s designed to appease to a broader range of budgets and lifestyles,” said Myers. “The opportunity for a diverse neighborhood that encourages community activity and social interaction is what we feel makes Bedford a model community in this industry.”

Bedford at Falls River and its developers won additional Silver Awards, given to each region’s top community, for Best Landscape Design for a Detached Project for design by d'Ambrosi/Design Associates, and for Best Attached Home Plan priced under $400,000 for its Georgetown Collection, a collection of townhomes built by Orleans Homebuilders.

The community and its developers were previously recognized for Regional Awards, which are given in the initial round of judging, for Best Graphic Continuity and Best Color Ad - Masterplan for materials designed by Littleton Advertising & Marketing in Raleigh. Bedford’s region covers North and South Carolina, Virginia, West Virginia and Maryland.

Celebrating its 25th year in 2006, The Nationals pays tribute to superior new home sales and marketing achievements by individual sales and marketing professionals, homebuilders and associates, and sales and marketing councils. It is the nation’s largest competition for new home sales and marketing professionals and communities. Gold and Silver Award winners were announced at the Annual National Sales and Marketing Awards Gala held during the 62nd-Annual NAHB’s International Builders Show at the Orlando World Center Marriott Resort.

About Bedford at Falls River
Bedford at Falls River, a Wakefield Development Company community, revives the traditional neighborhood setting and atmosphere while combining modern conveniences of today’s homes. For more information about the community, please visit www.BedfordTradition.com , call 919-792-0100, or visit the Welcome Center at 4390 Falls River Ave., Raleigh, NC 27614.

About Wakefield Development Company
Wakefield Development Company is the Triangle's largest developer of residential communities, with a portfolio that includes over 14,000 home sites. In addition to the 2004 NCHBA Community of the Year, Bedford at Falls River, the company has six other communities under development across the Raleigh-Wake County market, including Wakefield Plantation, Eagle Ridge, Edgewater, Cornerstone, Delta Ridge and Twin Lakes. Wakefield is developing Mackintosh on the Lake in Burlington, and will begin construction of two new Triangle area communities, Renaissance Park and Twelve Oaks. For more information, call 919-556-4310, visit www.WakeDev.com.

# # #

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Insurance Brokers Have New Friend With Meridian Financial

 

Meridian Financial Teams up with Atkinson & Terry Insurance Brokers

New franchise, Meridian Atkinson & Terry Mortgages, is ground breaking in the mortgage/ insurance brokerage industry. This new addition to the Meridian team now brings the number of franchises to 16 throughout British Columbia and Alberta.

Port Moody, BC (PRWEB) March 2, 2006 -- Meridian Financial Services Ltd. is pleased to announce the opening of its newest franchise with Atkinson & Terry Insurance Brokers. The new franchise, Meridian Atkinson & Terry Mortgages, is ground breaking in the mortgage/ insurance brokerage industry. This new addition to the Meridian team now brings the number of franchises to 16 throughout British Columbia and Alberta.

“We are very excited about our affiliation with Meridian. Their team shares our business philosophy and service standards” says Dave Terry, Partner of Atkinson & Terry Insurance Brokers. “We treat all our staff and clients the way we would want to be treated and this will only strengthen our ability to provide our clients with the best financial products and services.”

Atkinson & Terry Insurance Brokers were established in 1971 and have grown to become one of BC's largest Independent Autoplan Brokers. Currently Atkinson & Terry has 18 locations in the lower mainland and are continuing to grow with market demands. Convenient hours and locations, experienced staff coupled with the best selection of products available have been the foundation of the business.

“We are thrilled to forge new ground with such a reputable organization“” says Matt Kirby, Vice President of Franchise Operations. “Atkinson & Terry have built a business on providing superior products and services to their customers, so it was a very natural fit for our two companies to come together.

Meridian Financial Services has been specializing in the development of the mortgage brokerage industry since the first location opened in Coquitlam in 1995. Controlled growth has seen franchise offices open throughout British Columbia and Alberta, specifically associated with independently owned real estate, financial planning and general insurance offices.

Meridian franchises obtain mortgages on behalf of borrowers through the major lenders in Canada. Meridian currently has over 50 lenders on their system, including BNS, BMO, CIBC Firstline, TDCT, HSBC, ING Direct and most major credit unions in Canada. Due to having one of the largest collective volumes in Western Canada, Meridian guarantees the lowest mortgage rate to its clients at no cost to the borrower. Meridian currently has independently owned and operated franchise locations in Burnaby, Campbell River, Coquitlam, Courtenay, Edmonton, Invermere, Kamloops, Kelowna, Nanaimo, Parksville, Penticton, Port Moody, Prince George, South Delta, Surrey, Vancouver, and West Vancouver.

For additional information, Contact:
Matt Kirby
Vice President of Franchise Operations
Meridian Financial Services Ltd.
Phone: 604.908.5009
Fax: 604.949.1040

###

Press Contact: Matthew Kirby
Company Name: MERIDIAN FINANCIAL
Email: email protected from spam bots
Phone: 604.908.5009
Website: http://www.canadianmortgagelenders.com/

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