Monday, July 31, 2006

Real Estate Blog Platforms Offered By Real Estate Community

All-Inclusive Real Estate Community, Sellsius, Offers Blogging Systems’ Real Estate Blog Platforms as Add-On Option to Membership
 
Sellsius, an online real estate community, helps individuals interact and build trusting relationships with fellow members easing concerns when buying and selling real estate products and services.
 
Princeton Junction, NJ, July 19, 2006 --(PR.COM)-- Blogging Systems, LLC., the leading provider of blog services, announced today that its real estate blog platforms will be offered as an add-on option for Sellsius Community Members.
 
Sellsius is an all-inclusive, online real estate community where anyone can post unlimited, enhanced real estate listings including:
 
Businesses for Sale
Classified Ads
Jobs
Products or services
Professional profiles
 
“Sellsius is very excited to offer Blogging Systems’ industry-leading blog services,” said Joseph Ferrara, co-founder of Sellsius. “Our goal is to create an all-encompassing real estate website to serve our members who crave the most up-to-date and pertinent information that will help them to navigate through and succeed in the real estate industry.”
 
Blogging Systems’ blog service software, including its flagship software, Community Publisher, can help Sellsius members:
 
Generate Real Estate Leads
Increase Brand Awareness – Allowing prospects to gravitate toward a trusted brand
Gain a competitive advantage over other real estate professionals
 
“Blogging Systems is pleased to be a part of Sellsius’ vision to provide its members with a website to build relationships allowing for mutual trust between members whether they are exchanging information, products or services,” said Richard Nacht, CEO and co-founder of Blogging Systems. “Blogging Systems is equally excited to build relationships with Sellsius members and teach them about the unique real estate blog platforms we offer and how blogging is impacting the real estate industry.”
 
To learn more about Blogging Systems’ real estate blog platform, Community Publisher, visit: http://www.bloggingsystems.com/Promotions/gen-lp.asp
 
About Sellsius
Sellsius is an all inclusive Real Estate Community where, for $29.95 per year, anyone can post unlimited enhanced listings for any type of Real Estate, Businesses For Sale, or Classified Ad for related jobs, products or services, detailed professional profiles & more. If it's Real Estate Related, You Can Search, List & Compare It.
 
For more information about Sellsius, visit: http://sellsiusrealestate.com/
 
About Blogging Systems
Blogging Systems provides real estate blog platforms that produce a low-cost, high results tool for Community networking (both offline and on the internet), effective communication and collaboration, competitive marketing, sales and customer relations.
 
Blogging Systems provides turn-key Community blog networks which are the ultimate real estate marketing tool. Ours is a “soup to nuts” approach with experienced blog professionals who guide clients through the process step-by-step. Not only do we provide the most robust real estate blog platform on the market today, we back it up with training and technical support. Clients receive a turn-key system and the training and knowledge needed to use it as a complete real estate marketing system.
 
For more information about how to add a blog to your real estate marketing tools, visit: www.BloggingSystems.com or call: 800-985-BLOG (800-985-2564)
 
###
 
Contact Information
 
Blogging Systems, LLC
Anna Kummet
952 400 0350
akummet@misukanisodden.com
www.bloggingsystems.com
 

Saturday, July 29, 2006

Site Pays People To Find a Home

 
HomeCharlotte.com Changes the Way People Find a Home ... They Pay Them

Charlotte natives and co-founders of local internet start-up HomeCharlotte.com, Galen and Landon Massey, believe that they have a better way for people to find their next home in the Charlotte Area; they pay them and they give back to local charities including Habitat for Humanity.

Charlotte, NC (PRWEB) July 19, 2006 -- Charlotte natives and co-founders of local internet start-up HomeCharlotte.com, Galen and Landon Massey believe that they have a better way for people to find their next home in the Charlotte Area; they pay them.

With their official site launch in July of 2006 brothers Galen and Landon Massey have released Version 1.0 of what they call Social Networking for Charlotte Real Estate. Inspired by the free and open nature of the internet, HomeCharlotte.com allows visitors to explore listings without registering and to get a Cash Rebate when they close a deal. In addition HomeCharlotte makes a Charitable Contribution of 10% of their net Commission from every successful transaction on the site to their local charity partner Habitat for Humanity of Charlotte.

“We firmly believe that this site will change the way online Real Estate is done ... in Charlotte and across the country” says co-founder and CEO Landon Massey. “What really makes our site work is that professionals, individual sellers and landlords can add personal blogs (weblog entries) about their listings, themselves and their companies on the fly 24/7 providing instant updates and the latest deals or changes in property offerings directly to consumers in real time”. This gives visitors the reassurance that they are getting fresh data and the best deals with no hassle. “Our donation to local Charities is designed to help our users feel good about using our service by helping them give something back to the community and others who are struggling.”

>From childhoods in a mobile home with no running water, no power and no heat the founders of HomeCharlotte know what struggle is and they intend to make the struggle of homeownership fade by properly applying technology and the spirit of giving to the process. “When we were growing up our parents lost a small business due primarily to the energy crisis and gas shortage of the 1970’s and we were poor. In fact, “poor” just scratches the surface. We really went without and while we can’t cure poverty and we know, beyond the shadow of any doubt, that there are other children who’ve had a much harder experience than we may have had, we feel that our struggles compel us to give something back and we will continue giving back.”

Up until now home shoppers have had few choices from sites willing to “give something back”. In fact, they have been faced with few alternatives to making home buying choices online at all. The current mix includes individual agent websites which can be challenging to locate, large national sites with fewer local listings and no individual input from the listing parties, mortgage sites that offer a rebate if users find a home and get their mortgage from that site.

What HomeCharlotte brings to the table is targeted local listings, direct blog entries from the listing parties and a cash rebate just for making contact online and closing a transaction. The site offers links to see what other properties have sold for, virtual tours of listings and an array of property types including the full shared portion of the Carolina Multiple Listing Service (MLS), builder new home listings, for sale by owner (FSBO) listings and even Rental Listings.

The simple “Smart Tab” search interface is designed for fast, simple use by visitors at any level of computer proficiency. For example, you can start with a range of monthly rental rates, beds, baths, etc. and by simply clicking a different property type “Smart Tab” you get other property types in that monthly payment price range; all of the other search criteria is still the same. “We had to make it simple to use. We really want people to find their next home with us. In fact, our revenue model was created so that we have to be better than anyone else or we don’t make money”, says Massey, They don’t make money because the site is free for searching and for listing property until a transaction is completed. “That is the way it should be ... technology should help people.”

A wave of change, known in technology circles as Web2.0, is finally reaching the Real Estate industry and Charlotte can be proud that HomeCharlotte is leading the way. To learn more or find your next home visit www.HomeCharlotte.com or search homecharlotte.com from any major search engine today.

###

Press Contact: Landon Massey
Company Name: HOMECHARLOTTE
Email: email protected from spam bots
Phone: 704-222-6724
Website:
www.homecharlotte.com

Thursday, July 27, 2006

Trump Magazine

Trump
 
by Larry Dobrow, Tuesday, July 25, 2006
I BELIEVE EVERY TV celebrity, A-list or D, should have a magazine to call his or her own. I constantly find myself wondering about Larry King's fitness routine. I'm interested in learning Sharon Osbourne's thoughts on renewable energy sources. I'd pay $5.99 for any publication in which Robin from "The Real World: San Diego" waxes philosophic about both the real (world) and the fake (breasts).
 
So yeah, Trump is by a wide margin my favorite publication of all time--which, to anybody who knows me even casually, shouldn't come as much of a surprise. Like Donald, I boast a closet full of shoes tailored from the finest reptile hides. Like Donald, I "think big [and] live large," just like it says right there on the cover. Like Donald, I've never hesitated to trade in my galpals for newer models when their leases are up. Truly, I am aglow in Trumpiness; I am nothing if not a clump of Trump.
 
This magazine makes it possible for me to enter the master's universe, if only for a few brief, inky moments. In the summer issue of Trump, I bask in the glory that, come 2008, will be Trump Tower Philadelphia. I learn about how "Saturday Night Live" player Darrell Hammond admired Donald's work ethic during his guest-host stint. I even chortle gaily at the delightful house ad for the magazine itself ("subscribe... or you're fired!"). See, that's whimsical because on "The Apprentice," Donald's catchphrase is "you're fired!" Whimsical!
 
But all this pales beside the cover profile of Donald spawn Ivanka. Alternately described in it as "lovely," "impossibly lithe" and "smart as a whip" (a triple threat!), Ms. Trump charts out the course for modern trust-fund femininity over the course of a mere five pages. Oh, to be a Calphalon non-stick omelet pan dangling above her kitchen island... wait, does that make me sound like a perv? In any event, I suppose it's within the realm of possibility that a more incisively objective profile will run in a major American publication this decade, but the Ivanka piece sets the bar impossibly high--as high as the 64-story tower Donald is currently erecting in Las Vegas, which may or may not feature a Megu restaurant.
 
If I have one complaint about the summer issue of Trump--and mind you, it's a teensy, insignificant one--it's that there's simply not enough Donald in it. Sure, we're treated to pix of Donald with Mrs. Donald and Donald with members of The O'Jays and Donald with Katie Couric, a feature on Donald's shiny new Philly tower, factoids on Trump University, the revelation that Donald "last year admitted to trying out the [Honma golf] clubs to Travel + Leisure," a graphic depicting how every reality show copies "The Apprentice," and assorted plugs for Donald's signature collection of watches and his Trump Marina hotel and his other Atlantic City properties and his Atlantic City "Apprentice" penny video slots and his West Palm Beach golf club and TrumpTheMag.com and Trump The Fragrance and Trump Mortgage and Trump Vodka.
 
But otherwise serviceable items--about the evolution of panama hats, the business moxie of Kiss bassist Gene Simmons and new design trends in prefab housing, not to mention a well-chosen excerpt from Alvin and Heidi Toffler's Revolutionary Wealth--are fatally marred by Donald's absence. And while the magazine boasts a handful of genuinely creative photo flourishes (diamond-studded watches set against a backdrop of diamonds, a meticulously arranged spread of super-luxe accessories), I can't think of a single good reason why Donald himself wasn't tapped to model the goodies. Well, except if maybe he had a meeting or something. I hear he's quite strapped for time nowadays, what with the demands of applying for trademarks on all things Trump.
 
In short, if you love and admire Donald Trump as I do, Trump is the one magazine you can't live without. Less a publication than a beacon of light and hope in this topsy-turvy world of ours, Trump makes Vanity Fair look like a steaming pile of muskrat turd.
 

Larry Dobrow is a Contributing Writer.
 
See what others are saying on the Magazine Rack BLOG.
 
Magazine Rack for Tuesday, July 25, 2006: http://publications.mediapost.com
 
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Thursday, July 20, 2006

Real Estate Agents Get Risk Free Leads

A 100% Money Back Guarantee Program Provides Real Estate Agents with Risk Free Leads 
 
July 20,2006 12:00 AM EST - GetMyHomesValue.com, an online home valuation site that connects real estate agents with consumers, provides realty professionals with a guaranteed number of leads. (FVNEWSWIRE Jul 12, 2006)
   
Lancaster, PA (FV Newswire) - GetMyHomesValue.com, an online home valuation site that connects real estate agents with consumers wanting to sell, buy or refinance a home, today announced its new guarantee program. GetMyHomesValue.com is guaranteeing subscribers a specific number of leads within their six-month contract. If clients do not receive the specified number of leads agreed then GetMyHomesValue.com will give them a 100% refund.
 
"We are so confident in our lead program and the ability it has for agents to grow their business that we wanted to offer a 100% money back guarantee," said GetMyHomesValue Chief Motivational Officer Rory Wilfong.
 
GetMyHomesValue.com provides real estate agents with true exclusive real estate leads by zip code to grow their business. This differs from most other online lead sites that divide zip code zones among multiple agents. GetMyHomesValue.com subscription-based service operates in states across the USA, giving committed real estate agents a key advantage in the highly competitive real estate industry. GetMyHomesValue.com provides agents with contact information for consumers who have requested an obligation-free house valuation.
 
"This new guarantee program offers real value to our subscribers because we are guaranteeing a specific number of leads during a six-month subscription. If we don’t give them that number of leads, even if they receive just one short of the number of leads agreed, they will still receive a full refund," said Wilfong.
 
"We have added a new level of performance and assurance for agents that they will receive the number of leads they expect and need to grow their business. Essentially we have taken away any risk or potential for disappointment," said Wilfong.
 
According to Allen Wilkerson, real estate agent in San Diego, California and a GetMyHomesValue.com subscriber, "The fact that I am able to subscribe by zip code and that all leads generated from that zip code come exclusively to me was a key factor in choosing GetMyHomesValue.com. The agent to resident ratio in California has increased 30% since 2004, creating a very competitive market and GetMyHomesValue.com has helped me get ahead of the competition." Wilkerson just listed a $925,000 condo in San Diego from a lead received by GetMyHomesValue.com.
 
GetMyHomesValue.com new guarantee program initially is available to agents and brokers in Maryland, New Jersey, Texas, Virginia, Florida, Nevada, Arizona, Georgia, Washington DC and California. GetMyHomesValue.com expects to expand the new guarantee program to other states overtime.
 
Subscribers will continue to take advantage of GetMyHomesValue.com’s unique Veri-Lead and Veri-Link program. As part of its Veri-Lead program, GetMyHomesValue.com actively attempts to verify that contact information for consumers is accurate and if practicable initiates a three-way call between consumer, real estate agent and GetMyHomesValue.com, as part of its advanced Veri-Link service.
 
"Our aim at GetMyHomesValue.com is to take some of the anxiety out of that initial call. We act like a type of consumer concierge turning a cold call into a warm lead, bringing potential client and real estate professional together. In a way we’re helping orchestrate what may be a long-term relationship that will benefit both the consumer and real estate professional," said Wilfong   
 
In addition to setting up in-person contacts where possible, a service that is unique, GetMyHomesValue.com also provides agents with personalized coaching from sales professionals who understand the importance of successfully converting GetMyHomesValue.com leads into clients, helping subscribers refine their sales skills for the greatest success.
 
"There are many valuable techniques that agents can use to turn leads into a commission. GetMyHomesValue.com representatives are available to help agents achieve their goals by educating them on marketing ideas that will help them grow their business," said Wilfong.
 
For additional information on becoming a subscriber to the guarantee program with GetMyHomesValue.com call 1-877-54-LEADS or see www.verilead.getmyhomesvalue.com.
 
About GetMyHomesValue.com
GetMyHomesValue.com, is an online home valuation site for homeowners. Based in Lancaster, Pennsylvania, GetMyHomesValue.com was founded in December 2003 by online business development company Web Xtreme, to deliver high quality real estate leads to real estate agents and brokers nationwide. Its unique Veri-Lead system and true exclusive leads by zip code for real estate agents means it is trusted by consumers and highly valued by real estate professional as a business-building tool. For additional information call 717-431-0511 or visit
www.getmyhomesvalue.com or www.verilead.getmyhomesvalue.com. Companion real estate related sites to GetMyHomesValue.com include NationalAgentDirectory.com and GetTheLowestRate.com.
 
# # #
 
Company: LIME STREET STUDIOS
Contact: Anne Marie Swinehart
Phone: 717-391-6712 

Thursday, July 13, 2006

Foreclosure Investors Guide

An Investors Guide Into Foreclosures

At this point, you should be convinced that Foreclosure investing is the best place to inter the Real Estate marketing. 
Unfortunately, every month thousands of homeowners are faced with the possibility of losing their homes to foreclosure. But, as if all aspects of life, one man's problem is another man's opportunity.

As an investor, you can actually be a blessing to a family who is unable to continue to make their monthly mortgage payment. By implementing some of the knowledge listed below, and in future lessons, you can find quality homes, secure them with little or no money down, and then either rent them out for a residual income, or sell them for a sizeable profit.

However, if you are interested in foreclosure home investing you are not alone. There are hundreds of people in every state that buy foreclosed homes and sell them for profits. This has been proven as a great way for anybody to make money in the real estate industry. If this sounds like something that is interesting, you are in luck. There are tons of resources that are available on this industry, and anybody can get started in no time at all.

Getting started in foreclosure home investing is not a difficult task. The first step that you must take before getting started is obvious; you will need to determine what you can afford. By setting your budget, you will ensure yourself of staying within your limits and never over extending your means. The best thing to do is only look at properties that are within your budget. This will go along way in making sure that you do not get enticed by a property that you cannot afford.

After you have set your budget, you will want to determine which areas are appropriate for foreclosure home investing. In other words, if you live in the city, you may not want to buy a home that is two hours away and in the middle of a farm land. But on the other hand, you may be looking for a change of pace and decide that the best situation for you is to find a property that is not like the other ones that you own. There are no hard and fast rules for where you should buy foreclosed properties. It all comes down to personal preference, and what you think will fit in best with your current situation.

The next step of foreclosure home investing actually has to do with finding the homes in the area that you are interested in. There are three common ways that you can do this. First off, many people begin by searching the newspapers. This is only natural because people believe that this is the best place to get free information. There is another group of people that prefer to call the lender directly on the phone to obtain property listings. Again, this is free and you can get a lot of listings at once. Finally, there are hundreds of online services that you can join that will be able to supply you with foreclosed properties in your area. These services usually charge a monthly fee, but it is well worth it because of the amount of properties that you will be able to search through.

If you follow these three steps you can get started in foreclosure home investing in no time at all. Remember, foreclosure home investing is not a difficult thing to do. It just takes a little bit of knowledge and determination.

D. Brownlee
http://www.Foreclosurefaq.info D. Brownlee has more than 10 years experience in the Real Estate market, including 2 as an Independent Loss Mitigation Specialist

 

Riverscape Properties Gets Website

 
Announcing the New Riverscape Properties Portland Website

Riverscape Properties is a .5 mile riverfront community adjacent to The Pearl bordering Portland Oregon’s Willamette River north of the Fremont Bridge. The new website features the Pacifica Condominium Tower, Townhomes, a future Marina and future Riverwalk.

Portland, OR (PRWEB) July 13, 2006 -- Holdridge Technologies is pleased to announce the re-designed website for Portland Oregon’s luxury waterfront community, Riverscape Properties.

Riverscape Properties is a .5 mile riverfront community adjacent to The Pearl bordering Portland Oregon’s Willamette River north of the Fremont Bridge. The development features the Pacifica Condominium Tower, Townhomes, a future Marina and future Riverwalk.

Visitors to the website will be able to pre-qualify online using Riverscape’s preferred lender Chase. Future plans for the website include virtual tours, interactive floor-plans and real-time availability through Portland’s MLS.

Adam Holdridge, owner of Portland based Holdridge Technologies directed the website development effort. “This website project came together quickly and we are very proud of the results,” said Holdridge. “The site is exciting, interactive and conveys the excitement of living at the water’s edge.”

Holdridge Technologies specializes in custom website development, technical training, web hosting, and tech consulting. The company recently relocated from Los Angeles California to Portland Oregon. Some featured clients include, Prudential Malibu Realty, Riverscape Properties, WebSky US, and Themes and Variations.

###

Press Contact: Adam Holdridge
Company Name: HOLDRIDGE TECHNOLOGIES LLC
Email: email protected from spam bots
Phone: 503-336-5150
Website:
http://www.riverscapeproperties.com

Wednesday, July 12, 2006

Toll-Free Consumer Bankruptcy Laws Hotline

 
Houston-Based Law Firm, Busby & Lee, P.C. Launches Toll-Free Consumer Hotline to Address Confusion over new Bankruptcy Laws

The Bankruptcy Abuse and Consumer Protection Act, also known as BACPA, not only changed the bankruptcy law, it created a significant amount of confusion and misinformation among consumers, the media and even creditors. In an attempt to help clarify the confusion, the Houston, Texas based law firm of Busby and Lee, P.C. set-up a new consumer bankruptcy hotline number, 1-888-422-6423, to answer general questions about the Act.

Houston, TX (PRWEB) July 12, 2006 -- The Bankruptcy Abuse and Consumer Protection Act, also known as BACPA, not only changed the bankruptcy law, it created a significant amount of confusion and misinformation among consumers, the media and even creditors. In an attempt to help clarify the confusion, the Houston, Texas based law firm of Busby and Lee, P.C. set-up a new consumer bankruptcy hotline number, 1-888-422-6423, to answer general questions about the Act.

The hotline addresses the issues and concerns of individuals facing lawsuits, foreclosure, and/or repossession, particularly individuals who may be contemplating bankruptcy due to debt problems. The hotline was the brainchild of attorneys Michael G. Busby, Jr., and Ricardo Contreras, who along with a dedicated staff of professionals, spent several weeks in the summer of 2005 attending various national seminars in preparation for the implementation of the reform act.

“Many consumers are complaining about collection agencies stating that the consumers cannot file for bankruptcy or that the consumer will not qualify as a result of the new act,” according to Michael Busby, a partner with the firm that specializes in consumer bankruptcy, family law and criminal law, “The truth is that simply may not be the case.”

“While the Act has definitely added to the complexity of the situation, it has not eliminated options for consumers faced with debt-related problems,” he added. “About 80% of those consumers contemplating bankruptcy fall under the median income for their state. Median income is issued by the U.S. census bureau, and it is determined by the household size and income. If the debtor falls below the median income then the debtor will likely qualify for chapter 7.”

Chapter 7 versus Chapter 13
Attorney Ricardo Contreras adds, “For those debtors who fall into the 20% of the above-median income, this doesn’t mean that you are barred from filing a bankruptcy; instead, a test called the “means test” must be performed. Under the “means test,” the debtor’s income is determined by the last six months of income received and guidelines establish whether or not a Chapter 7 filing is applicable or if a Chapter 13 debt consolidation is required.

“Many variables factor into the determination of Chapter 7 versus Chapter 13 eligibility,” Contreras continues. “The new regulations point to the need for professional advice for anyone seeking bankruptcy protection.”

For most debtors the paperwork is the same. However, one constant is that every debtor must undergo credit counseling before the case can be filed. The policy behind the credit counseling requirement is to encourage the debtor to attempt a debt management plan or a consolidation of their credit cards with a non-for-profit entity. The entities approved to conduct the counseling are, for the most part, undergoing a budget analysis, which concludes that filing bankruptcy is the only option. Busby & Lee, P.C., provides the debtor with a list of authorized providers.

Even if a debtor cannot file a Chapter 7, Busby & Lee, P.C., would still recommend a Chapter 13 bankruptcy vs. a private consolidation. Generally, the repayment plan proposed in a Chapter 13 is easier for the debtor to budget than the consolidation payment. Also, many times in a Chapter 13, the debtor will not pay 100% of the credit cards back. Most of the time there is no interest paid on the credit cards, and no issue exists in trying to negotiate lower interest rates, as with the a private consolidation. At the same time, penalties and over the limit fees are no longer assessed against the debtor. Finally, the debtor may consolidate secured debt in the Chapter 13, which cannot be done in a private consolidation.

For more information on Bankruptcy Abuse and Consumer Protection Act, personal bankruptcy, family or criminal law, contact Michael Busby at 713-974-1151 (toll free: 888-422-6423) or visit their website www.busby-lee.com.

###

Press Contact: Michael Busby
Company Name: Busby & Lee , P.C.
Email: email protected from spam bots
Phone: 1-888-422-6423
Website:
http://www.busby-lee.com/

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7 Habits of Highly Effective Verteran Home Owners

LowVARates.com Unveils 7 Habits of Highly Effective Verteran Home Owners

LowVARates set out with a goal to show future and prospective veteran homebuyers how to effectively manage themselves prior to applying for a VA loan.

Provo, UT, July 12, 2006 --(PR.COM)-- LowVARates has worked with Veteran Home Owners for many years. LowVARates has found that many future or prospective home owners, whom are in the process of looking for a home, don't quite understand how important it is to prepare themselves for owning a home.

Getting approved for a VA mortgage should be very simple, however  most veterans don't understand the basic rules and or principles that could guarantee them a much better chance of getting approved.

Here is a compilation of the 7 most influencial and important traits of a GOOD VA borrowers and home owners.

7 Habits of Highly Effective Veteran Home Owners!

1.  Make on time payments. For a full 12 months prior to buying a home make every single payment you have on your consumer credit ON TIME! A VA mortgage does not require a high FICO credit score, as a matter of fact you can get a VA loan with no FICO score at all. However, the VA does require that you show a full year's worth of on-time payments. Think about it, if you can't make a cell phone payment on time, what are the chances of making your mortage payment on time?

2.  Don't carry a high balance to available credit. It is very bad looking if you carry high balances on your credit cards or other debts. Assume you have a credit card with a maximum credit limit of $3,000. However, if you are showing a monthly balance of $2,800, then this will hurt your credit worthiness. VA mortgage companies want to see that you have been granted credit by others, because this shows you are capable of borrowing money and paying it back, however if you are always carrying around a large balance then you appear to live to the maximum and thus again you are labeled a bit more risky.

3.  Don't close your credit cards/lines. A very misunderstood fact about loans in general is that a home owner will appear better if they pay off all their debts prior to applying for a VA mortgage. This is completely untrue. Banks/lenders want to see that you are able to receive credit from others and that you can control that credit. If you close all your accounts it appears as though something bad has happened and you had to get rid of all your debt. This act alone can greatly damage your credit. Use your credit cards, but use them wisely. It is recommended to charge them up a little then to pay them off each month.

4.  Keep a stable job. It is very important that you are not jumping from job to job especially if your jobs have nothing in common. I basic principle in getting into a VA mortgage is to prove to the Lender that you are not RISKY and if you are going from car mechanic to insurance agent, then you appear as though you are still not sure about your career choice and essentially make yourself appear as a risk.

5.  Apply early for your Certificate of Eligibility (COE). You can download the form right from our website by going to our links section. If you are already working with a preferred VA mortgage company assigned to you by LowVARates then there is a chance they have ordered you one offline via ACE. It is imprtant to understand that even if you are approved for a VA loan, that without your COE form you cannot get a VA loan. Your COE is the VA's was of proving to the lender that you have served sufficient time in the military and are eligible for a VA loan.

6.  Work with a Real Estate agent. Many people think that it is a waste of money to work with a Realtor because of the fees involved. It is important to realize that only the seller pays the real estate commissions and that the veteran buyer does not pay the real estate commissions. We suggest using an agent because it will make negotiating a good price and getting the seller to pay some or all of your closing costs much easier. Buying a home with a VA loan can seem difficult at times but a good mortgage company like our preferred partners and a good real estate agent can make the process much more simple.

7.  Work with a preferred partner or preferred lender from within our network. Perhaps the biggest key to succesfully buying a home with a VA loan or refinancing your current VA loan is to use a mortgage company that fully understands VA loans. Working with a preferred lending partner of LowVARates will ensure you that your va loan process will flow smoothly from start to finish.

LowVARates.com is proud to be filling a void in the online mortgage information industry.  They feel that too many veteran home buyers are forced or coerced into NON VA loans and if they had worked with a more qualified VA lender or been more educated themselves on VA loan products, that these veteran home owners would be in a better loan today.  It is their goal to bring VA home loan approval to more veterans than has ever been done before. 

###

Contact Information

Low VA Rates
Eric Austin
801-602-4745
sales@lowvarates.com
lowvarates.com
 

Tuesday, July 11, 2006

Site Matches Certified Insured Contractors with Home Owners, Realtors

 
Matching Certified Insured Contractors with Home Owners, Realtors

noababoa is a web-based service that connects certified, insured handymen, contractors, painters, movers and other service providers to property managers, home owners, realtors and others seeking these services.

Mountain View, CA (PRWEB) July 8, 2006 -- noababoa launched a new web-based service (www.noababoa.com) in the San Francisco/Silicon Valley area that addresses a market need: It connects certified, insured handymen, contractors, painters, movers and other service providers to property managers, home owners, realtors and others seeking these services.

The initial reaction might be: "So what? Don’t we have Craigslist and Angie’s List?" The key difference in noababoa is that service providers are licensed and ensured, providing greater protection to the consumer and that it works with a more effective rating system for contractors and consumers (after every auction has ended). So-called “reviews” from homeowners from other sites can often be skewed or bogus. Also, noababoa's service works as an auction, a little like ebay, except that in this case the best bid among contractors wins.

This type of service has been a success in countries like Germany, and will be here. As noababoa is still working to get the service off the ground, we’d love to talk to anybody about it if interested. Please goto www.noababoa.com to find contact information or call (415) 508 3761.

Joerg Grosshennig
noababoa

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Press Contact: Joerg Grosshennig
Company Name: NOABABOA
Email: email protected from spam bots
Phone: 415-508-3761
Website:
www.noababoa.com

Sunday, July 09, 2006

Borrow Money To Make $1 Million In Real Estate Says $20 Book

Tyler G. Hicks, Author of Several Best-selling Books on Real Estate Investment, Releases Newest Book
 
Best-selling author Tyler G. Hicks today released his newest book, "How to Acquire $1-Million in Income Real Estate in 1 Year On Borrowed Money in Your Free Time." The book shows beginning and experienced real estate investors how and where to get $1-million in income real estate in one year in their spare time on borrowed money. Included are 1,000 Web addresses of Internet, plus tips on using the Internet to reach investment goals.
 
Rockville Centre, NY, June 29, 2006 --(PR.COM)-- Popular real estate investment author Tyler G. Hicks today released his latest book, titled, "How to Acquire $1-Million in Income Real Estate in 1 Year On Borrowed Money in Your Free Time." The new book shows beginning and experienced real estate investors how, and where, to acquire $1-million in income real estate in one year in their spare time using borrowed money. Starting with the reasons why real estate is the world’s best borrowed-money business, the book moves into hands-on ways for any investor to:
 
Choose the type of income property he/she wants to invest in. Thus, you can select office buildings, hotels, motels, mobile home parks, residential properties, storage facilities, mixed-use properties, nursing homes, medical office buildings, new and used-car lots, gas stations, golf courses, mega malls, senior housing, marinas, warehouses, strip malls, etc.
 
Pick one of 49 mortgages that can finance the income property.
 
Find loans through the author’s company, or on the Internet to finance income property acquisitions.
 
Deal with, and obtain funding from, private lenders.
 
Use self-starter methods to get the money needed to buy income real estate.
 
Get financing even with bad credit/no credit on the investor’s record.
 
Find, in this book, 500+ Internet lenders for many types of loans, 25+ private lenders, dozens of commercial property lenders, and many residential (single- and multi-family) home lenders.
 
Tap into little-known sources of income real estate financing for both beginners and experienced wealth builders.
 
Use 100% financing (zero-down) methods to acquire income real estate, regardless of your credit rating.
 
Build wealth almost anywhere with property appreciation.
 
Put wraparound mortgages to work to acquire desirable income properties of any kind you like.
 
Bring it all together—use a proven schedule to acquire $1-million in real estate in one year on borrowed money.
 
Get personal one-on-one mentoring from the author for your income real estate projects and business.
 
Readers are given numerous real-life examples of people who have acquired $1-million in real estate in one year, or less, in their spare time, using borrowed money. Actual letters from readers give details of the property price, income, expenses, and down payment.
 
To further assist the reader in acquiring the income real estate he/she seeks, dozens of sources of funding are given, including private lenders, state lenders, Internet-based lenders, and federal government lenders. The data include lender name, address, telephone, fax and e-mail.
 
Using this easy-to-read, rapidly-paced, hands-on guide, the ambitious real estate wealth builder should be able to acquire $1-million in income real estate in one year on borrowed money in his/her spare time.
 
The book has 268 pages, is a 6 in. by 9 in. paperback, and is available from IWS, Inc. PO Box 186, Merrick NY 11566-0186 for $20 via Air Mail. Customers may pay by credit card, check or money order. Call 516-766-5850 to order by credit card.
 
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Contact Information
 
IWS, Inc.
Tyler G. Hicks
800-323-0548
dhicks@iwsmoney.com
http://www.iws-inc.com
Alternate phone: 516-766-5850

Saturday, July 08, 2006

Site Matches Certified Insured Contractors with Home Owners, Realtors

 
Matching Certified Insured Contractors with Home Owners, Realtors

noababoa is a web-based service that connects certified, insured handymen, contractors, painters, movers and other service providers to property managers, home owners, realtors and others seeking these services.

Mountain View, CA (PRWEB) July 8, 2006 -- noababoa launched a new web-based service (www.noababoa.com) in the San Francisco/Silicon Valley area that addresses a market need: It connects certified, insured handymen, contractors, painters, movers and other service providers to property managers, home owners, realtors and others seeking these services.

The initial reaction might be: "So what? Don’t we have Craigslist and Angie’s List?" The key difference in noababoa is that service providers are licensed and ensured, providing greater protection to the consumer and that it works with a more effective rating system for contractors and consumers (after every auction has ended). So-called “reviews” from homeowners from other sites can often be skewed or bogus. Also, noababoa's service works as an auction, a little like ebay, except that in this case the best bid among contractors wins.

This type of service has been a success in countries like Germany, and will be here. As noababoa is still working to get the service off the ground, we’d love to talk to anybody about it if interested. Please goto www.noababoa.com to find contact information or call (415) 508 3761.

Joerg Grosshennig
noababoa

###

Press Contact: Joerg Grosshennig
Company Name: NOABABOA
Email: email protected from spam bots
Phone: 415-508-3761
Website:
www.noababoa.com