Business Information Website Offers Mortgage Industry News

Leading Business Information Website Offers Mortgage Industry News

Goliath, the Internet's leading business information resource, is now also used for its informative mortgage and lending industry content. Users may search such company profiles as JP Morgan Chase, LendingTree, Wachovia, Wells Fargo and Fannie Mae.

Farmington Hills, MI  -  March 27, 2008 -- Top 10 business information and research resource, Goliath, is now being used to gain mortgage and lending industry information. Users can access the latest market updates, company profiles and contact information for key industry executives.

"The mortgage and housing industry are the top drivers affecting our economy. Keeping updated with the latest lending and banking news is critical for businesses and consumers across the board," said Doug Cohol, Goliath's Director of Product Management. "Goliath's company profiles, articles and industry reports are essential business tools to give you additional insight into the mortgage and lending market during these challenging times."

Goliath provides banking and depository Business News articles that are current and relevant to a user's search criteria. From there, a user may search Company Profiles on competitors, customers or prospects. Users may also create Business Leads with pertinent contact information or look up key Industry & Market Reports based on user input.

Goliath offers more than 430,000 premium company profiles and 5 million business articles. Along with the finance industry, other popular categories include: retail, services, transportation, wholesale, manufacturing, construction, agriculture and mining.
To learn more about Goliath's lending and mortgage industry resources, visit its special site page dedicated to this popular topic or simply go to Goliath.ECNext.com.

About Goliath:
Goliath is Gale's online-business content service, providing global company and industry intelligence to business executives. Gale is a part of Cengage Learning. Goliath provides immediate online access to more than three million records including business articles, industry reports, company profiles and executive contacts pulled from business data resources maintained by Gale. The site serves a range of business needs--from starting a company, to researching an existing company and reviewing best practices, to retrieving recent business news. To learn more visit Gale.Cengage.com.

Press Contact: Vanessa Birch
Company Name: Goliath
Phone: 800-877-4253
Website: http://goliath.ecnext.com/coms2/page_mortgage2008

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 When choosing a home loan it is best to know what the mortgage fixed rate is. When shopping for car loans the interest rate is not as important since the auto loan amount is smaller, but when you have a mortgage rate fixed you want it to be as low as possible.

MVP Financial Services Chooses Settlements for Life

Settlements for Life Selected Life Settlement Broker of Choice for MVP Financial Services; Company Partner, Jim Chrisler Comments, 'SFL Has Given MVP Financial the Feeling of True Partnership'

MVP Financial Services announced today that it has selected Settlements For Life as its broker of choice for all life settlement transactions. This rewarding product will be marketed immediately to all of MVP's producers.

Memphis, TN  -  March 18, 2008 -- MVP Financial Services announced today that it has selected Settlements For Life, as its broker of choice for all life settlement transactions. This rewarding product will be marketed immediately to all of MVP's producers.    

About MVP Financial
MVP Financial Services is a leading financial brokerage company, offering life insurance, long term care, annuities and disability through its extensive list of top producers and financial advisors. According to Jim Chrisler, company partner, adding life settlements, to the existing product portfolio is long overdue.

Commenting on the new partnership with Settlements For Life he adds: "MVP has always viewed life settlements from afar. In the past, we have been concerned with the industry players. Our primary goal is to present honest and forthright advice regarding the sale of life insurance through our producers and financial advisors. We have interviewed numerous firms, asking questions about their experience, their professionalism and their honesty.

Settlements For Life has given MVP the feeling of true partnership. Their desire, flexibility and enthusiasm for training MVP's customer relationship representatives and producers were paramount in choosing the right settlement company. In addition, Settlements For Life offers MVP the ability to review the market place quickly, evaluating actual policies that clients are considering lapsing, and through their expertise, we save both time and money."

About Settlements For Life
Founded in 2003 by a CPA with 25 years of public practice experience, Settlements For Life, LLC is one of the most experienced brokers in the life settlement industry. As a leader among national life settlement brokers, Settlements For Life is often the first choice when it comes to managing a senior client's life settlement needs. This is due to their reputation for integrity, transparency and diligence in representing the client's needs.

David Pryor, Regional Vice President for Settlements For Life comments: "It's fantastic to see more companies adding life settlements to their product portfolio. We are extremely excited and look forward to a long and prosperous working relationship with MVP Financial Services."
If you are an agent or producer in need of life settlement support, the experts at Settlements For Life will educate you on:

• The current market for life settlements
• When it is appropriate to use a life settlement
• Which of your clients would qualify for a life settlement
• How to know that you are getting the best deal for your clients

For more information on life settlements, contact Mr. Pryor or a representative at Settlements For Life:

Phone: 901-683-5558
Email: info @ settlementsforlife.com

Press Contact: David Pryor
Company Name: Settlements For Life
Phone: 877-588-5558
Website: www.settlementsforlife.com

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 Today, there is a growing market for those wishing to buy structured settlements as an investment. Those that would like to sell structured settlements are finding buyers looking for settlement factoring easy to find. 

Home Loan Expert Says Getting Home Loan Not Impossible

Getting a Home Loan is Not Impossible Says a Home Loan Expert; and Don't be Frightened by What You Read and Hear

Despite the grim news you hear and read daily about the mortgage crisis, obtaining a home loan to purchase or refinance a home is still possible, says a home loan expert.

Studio City, CA  -  September 27 -- Despite the grim news you hear and read daily about the mortgage crisis, obtaining a home loan to purchase or refinance a home is still possible, says a home loan expert.

These powerful words come from Victor Benoun, mortgage broker veteran and President of The Mortgage Source, Inc.

"If you pick up a newspaper or turn on the television, you are overwhelmed with bad news about purchasing and financing a home," Benoun says.

He goes on to say that as many as 2 million current homeowners with adjustable rate mortgages need to refinance but have done nothing, because they are confused.

"I think a lot of people want to refinance their home loans but just don't know what to do. The fact of the matter that lenders are still lending. Some larger mortgage companies have been hurt by the mortgage meltdown,and that's what you are hearing so much about, but that does not mean the consumer can't get a home loan and at a great rate."

Benoun is available for comment on:

*What caused the mortgage meltdown
*What programs have been changed or eliminated
*How to guarantee a smooth transaction
*What documentation is required

Based in Studio City, CA, Victor Benoun is President of The Mortgage Source, Inc., and 27 year mortgage professional and author of, "Your Castle No Hassle, How To Buy A Home, Get A Good Mortgage...And Keep Your Sense of Humor."

Press Contact: VICTOR BENOUN
Company Name: The Mortgage Source, Inc.
Phone: 818-784-1900
Website: www.yourcastlenohassle.com

Phone Calling Card Rates Under 1 Cent Per Minute!

New International Phone Cards are cheap and reliable. We've been using 3 different phone cards from Big-Zoo.us for about 3 years now. The service and features have be great and I never think about how much it's costing me to call a client or a tech support line. On hold for 15 minutes? Well that's still annoying, but at least I don't have to pay $5-$10 anymore. My calling rates for domestic US calls are about 3 cents a minute I think, and they have cards now that are as low as 1 cent a minute. Often if you put $20 or more in a card you get a discount so your cost is even lower. http://www.big-zoo.us/

 

We just started using the Champion phone card because it includes a free 800-Number that I can use for my business. Non-US companies can get one of these cards, program it to call their office, and just like that they have a Toll Free Number in the US to give their customers. Calling rates vary by country, but most are very low compared to other services. Don't let the way they display prices fool you. When you see a cost of 0.90 ¢/min, it looks like 90 cents, but it's real .9 cent, or less than one cent per minute. Yeah, that's cheap!

 

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You don't have a cell phone or mobile phone, but you want one. Well now's the time because they are cheaper and better than ever. Check out http://www.cellphones-resource.info/ and find a great deal.

 

I can't believe that email has to suck so bad because of spam! Why can't something be done to keep spammers out and still have email be useful and easy to use? Controlled Access Email thinks they may have the answer...!

 

Domainers are controlling more and more domain names everyday. Is there anything that can be done and are we running out of domain names? Do we need something better than what ICANN offers today?

Mortgage Lenders and Borrowers Get Simple Closing

Wolters Kluwer Financial Services Helps Mortgage Lenders and Borrowers Simplify the Closing Process

U.S. Patent-Pending Process behind Wolters Kluwer Financial Services Simplified Mortgage Saves Lenders Money and Improves Overall Borrower Experience

MINNEAPOLIS--March 17, 2008--Wolters Kluwer Financial Services announced today the launch of a revolutionary new mortgage document solution, the Wolters Kluwer Financial Services Simplified MortgageT. The solution will help lenders and borrowers make the closing process for first mortgage and home equity loans simpler, faster and more affordable while complying with all federal and state regulatory requirements.

Through a U.S. patent-pending business process, the Wolters Kluwer Financial Services Simplified Mortgage permits the current recordable mortgage document to be split into two content pieces. The first piece is a two to three page recordable instrument that contains all information required to create a valid lien and fully comply with the recording requirements of each state. The second piece is a non-recordable supplement that outlines a loan's standard covenants between the lender and borrower.

Lenders have traditionally recorded the entire mortgage document, which typically stretches beyond a dozen pages. By only submitting the recordable instrument using the Wolters Kluwer Financial Services Simplified Mortgage, lenders and borrowers may realize immediate and dramatic cost savings in those states where recordation fees are based on the number of pages recorded.

The non-recordable supplement introduces work flow flexibility as lenders may choose to present the supplement to borrowers at application or prior to closing to inform them of their responsibilities related to the loan and the secured property. The borrower experience is greatly improved as this helps to make the actual closing process faster and less complicated.

The solution further improves the borrower's closing experience by making the recordable instrument and supplement easier to read and understand. The compliance experts at Wolters Kluwer Financial Services built the mortgage content in plain language within both the recordable instrument and the non-recordable supplement while ensuring adherence to regulatory requirements in all 51 U.S. jurisdictions.

"In today's competitive market, lenders are continually seeking innovative ways to bring greater efficiency to the closing process and reduce costs, making home ownership more affordable" said Jason Marx, vice president and general manager, Mortgage, Wolters Kluwer Financial Services. " Lenders understand the importance of remaining focused on the borrower and their needs. The Wolters Kluwer Financial Services Simplified Mortgage helps lenders achieve both goals by streamlining the closing process, reducing costs and improving the closing experience."

For more information on the Wolters Kluwer Financial Services Simplified Mortgage, please visit www.WoltersKluwerFS.com/Simplified

About Wolters Kluwer Financial Services

Wolters Kluwer Financial Services provides best-in-class compliance, content, and technology solutions and services that help financial organizations manage risk and improve efficiency and effectiveness across their enterprise. The organization's prominent brands include Bankers Systems, VMP® Mortgage Solutions, PCi, GulfPak, Desert Document Services, AppOne® GainsKeeper®, CCH® Capital Changes, NILS INSource®, AuthenticWebT and CCH Wall Street®.

Wolters Kluwer Financial Services' solutions include integrated and stand-alone compliance and work flow tools, documentation, analytics, authoritative information, and professional services. Customers include banks, credit unions, mortgage lenders, and securities and insurance organizations of all sizes throughout the United States. For more information on Wolters Kluwer Financial Services, visit www.WoltersKluwerFS.com.

Wolters Kluwer is a leading global information services and publishing company. The company provides products and services globally for professionals in the health, tax, accounting, corporate, financial services, legal, and regulatory sectors. Wolters Kluwer has annual revenues (2007) of ?3.4 billion ($4.8 billion), maintains operations in over 33 countries across Europe, North America, and Asia Pacific and employs approximately 19,544 people worldwide. Wolters Kluwer is headquartered in Amsterdam, the Netherlands. Visit www.wolterskluwer.com for information about our market positions, customers, brands, and organization.

Contacts

Wolters Kluwer Financial Services
Jennifer Marso, 612-852-7912
Director of Corporate Communications
Jennifer.marso@wolterskluwer.com
or
Chuck Miller, 320-240-5457
Senior Public Relations Specialist
Charles.miller@wolterskluwer.com

Best Secured Loan Finance Deals

Longdog Finance Offering Best Secured Loans Deals

Despite severe economic conditions prevailing in the United Kingdom making all lenders stiffen their lendings, Longdog Finance, a leading name in the loan packagers, is making all efforts in setting forth an affordable secured loan deal with their hand-pick incentive on loan completion. Following an adept and professional marketing strategies, this company is known for their array of loan solutions clubbed with their fabulous incentives.

Watford, UK  -  September 27 -- A serious crisis is brewing among the United Kingdom over the issue of increase in the interest rate. In the past eleven months, UK has witnessed five-time increase in the base rate, thereby, making loans a costly affair. With experts having their say on this trend, the debate has become a mixture of varied opinions. Some experts opine that there may be another hike in the base rate by the end of this year to control inflation while some assert that the Bank of England may not increase the base rate further as the Consumer Price Index has fallen down to 1.8% in the month of August touching the lowest level in more than a year.

On account of this economic upheaval, many lenders have tightened up their loan terms and conditions. During this peak time where most of the lenders have started providing only 80% of the equity value, Longdog Finance, a leading name in the loan providers, is making full efforts in working out an affordable and cheap loan deal at a higher loan-to-value percentage from their lenders.

"Longdog Finance, an online brand of Shakespeare Finance Ltd., became a secured loan packager in March, 2007 and since then has been offering affordable loan plans with effusive incentives for customers belonging to different profiles." They aim to expand their customer-based network from prime, near prime, sub-prime to heavy adverse by providing them with their best loan deals.

With a wide network of their lenders, they are focusing on entertaining every potential customer, irrespective of their financial circumstances. They have set forth a prodigal proposition boasting about no payment for six months, depending upon case to case. Keeping in mind the present structure of the economy and its residents, Longdog Finance decided to formulate such an offer. Their secured loans start with an interest rate of 6.7% which is highly competitive in the loan market. The most attractive streak of their proposal is that they make good comparison of different UK loan plans to offer the cheapest loan package suited to their customer's circumstances.

Longdog Finance has expanded its web of secured loans package by providing solutions for people with adverse credits as well. Using the available equity on their homes, the best solution for them is the consolidation of loans which the company is offering with flexible mode of repayments. Not even secured loans, they have great deals on unsecured loans as well. For entrenching a mark in the loan market, they have introduced an incentive of £100 gift voucher along with secured loans which can be used on purchasing electrical goods, jewellery, phones, gift items, furniture and many more.

Speaking on this note, the Manager of Sales and Marketing, Sarah Dubey asserted," Our prime focus is on building a good rapport with the customers. We make full efforts in devising a right plan for them by understanding their present situations and requirements."

Longdog Finance has been able to bridge the gap between their lenders and the potential customers. Their highly skilled team works with a mission of providing the best loans to their customers with fast processing and good incentives.

Press Contact: Sarah Dubey
Company Name: Shakespeare Finance Ltd.
Phone: 0800 097 3653
Website: http://www.longdogfinance.co.uk/

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 Consolidation  Loan  Program  Student

US Drinking Water Drugged?

Drugs In Our Drinking Water? How To Dispose of Your Medications Safely

Some useful guidelines from the Johns Hopkins White Paper 2008: Prescription Drugs on how to dispose of your unwanted medications safely to minimize the impact on humans and wildlife.

New York, NY - March 12, 2008 -- The Johns Hopkins White Paper 2008: Prescription Drugs recently published a summary of the Office of National Drug Control Policy literature on the subject of how to dispose of your medications safely.

According to a recent Associated Press investigation, prescription drugs have been found in drinking water across the U.S. They found a vast array of pharmaceuticals -- including antibiotics, anti-convulsants, mood stabilizers and sex hormones in the drinking water of 41 million Americans.

Though the level of concentration has been said to be very small, at this point it is unclear as to what the effects of continuous exposure to these drugs in these combinations could mean for humans and wildlife.

In light of these findings, the Johns Hopkins Prescription Drug White Paper summary should prove of some use in answering Americans' concerns about how to dispose of unwanted medications safely.

The original summary states:

How To Dispose of Your Medications
If you've ever wondered what to do with leftover or expired prescription medications, the federal government recently released some important advice. Here are the three options:

1. Throw in the trash.
To do this, remove pills from their original containers. If you are worried about illegal reuse, mix the pills with coffee grounds or kitty litter and place in an empty can or sealable bag.

2. Flush down the toilet.
Do this only if the drug label says so. Drugs that should be flushed down the toilet rather than thrown in the trash include narcotic pain medications, such as fentanyl (Actiq, Duragesic Transdermal System, Fentora), oxycodone (Oxycontin, Percocet), meperidine, and morphine (Avinza); the narcolepsy drug sodium oxybate (Xyrem); the hepatitis drug entecavir (Baraclude); the attention deficit-hyperactivity disorder drug methylphenidate (Daytrana Transdermal Patch); and the HIV drugs atazanavir (Reyataz) and stavudine (Zerit).

3. Utilize take-back programs.
If you are concerned about the environmental effects of flushing medications down the toilet or throwing them in the trash, take advantage of take-back programs, which allow you to bring unused drugs to a central location for proper disposal. Ask your local pharmacy or municipal waste collection system if they have such a program.
Source: THE OFFICE OF NATIONAL DRUG CONTROL POLICY, February 2007

But in view of the recent AP investigation findings, the Office of National Drug Control Policy might want to consider revising their recommendations with regard to Option 2.

In the meantime, Americans can all do their share for the environment by choosing Options 1 or 3.

We might also like to consider applying the same vigilance in disposing of any over the counter medications we might have on hand the next time we decide to clean out our bathroom cabinet.

For more Health Alerts on Prescription Drugs and how to take them safely, please visit:
Prescription Drugs Health Alerts

For a review of the latest research on prescription drugs, please visit The Johns Hopkins White Paper 2008: Prescription Drugs:
http://www.johnshopkinshealthalerts.com/white_papers/prescription_drugs_wp/digital08_landing.html [Prescription Drugs White Paper__title__ Prescription Drugs White Paper Information Page

"How To Dispose of Your Medications" excerpted from The Johns Hopkins Prescription Drugs White Paper, page 41. C 2008

Press Contact: JOAN MULLALLY
Company Name: Johns Hopkins Health Alerts
Phone: 917-640-4362
Website: http://www.johnshopkinshealthalerts.com

Economic Depression Likely

Survey Shows Economic Depression Likely

The majority of Americans believe the U.S. economy is headed for an economic depression, according to a new survey by Housing Predictor.

Destin, FL  -  February 25, 2008 -- A majority of Americans surveyed believe the U.S. economy will fall into an economic depression, according to a new opinion poll conducted by Housing Predictor.

The online survey found that a slight majority surveyed expect the nation's economy to develop into a depression. Housing Predictor regularly surveys visitors to its web site on real estate related issues, including the economy, and provides more than 250 local housing market forecasts in all 50 U.S. states.

The survey comes at a time when the majority of the nation's housing markets are in the midst of the worst slowdown since the Great Depression. Sales of homes and other properties are at the slowest volume in years in what has developed into a national real estate recession.

Foreclosures have reached all-time record levels as a result of the credit crunch and increasing signs that the nation has fallen into a full-fledged recession, including higher unemployment and worsening consumer confidence.

More than two million homes throughout the nation have already been foreclosed as a result of the nation's financial crisis, and higher mortgage payments home owners are unable to afford. The foreclosure rate has doubled and is forecast to worsen over the next few years.

The real estate crisis has sent shock waves through Wall Street and other financial markets, sending the nation's economy on a downward spiral. The White House and Congress are working on plans to help some home owners, but are clearly unable to act fast enough to help many consumers.

Housing Predictor forecasts that foreclosures will top 5.6 million units through 2011.

The crisis has broad implications for the national economy. Consumers are already feeling the pinch at the grocery store with higher prices for food and other products and at the gas station with higher fuel prices. Economists are growing with increasing concern over the economy, which could see the worst economic crisis since the Great Depression.

To find out more about the survey, check your markets real estate forecast and search foreclosures visit http://www.housingpredictor.com


Press Contact: Mike Colpitts
Company Name: Housing Predictor
Phone: 850 622-1016
Website: http://www.housingpredictor.com